Finance – Page 4

Do I need to buy life insurance? After reading these 12 correct understandings of life insurance, you will have the answer in your mind~

Purchasing life insurance is an important decision. You need to consider whether the current cost of life insurance is appropriate for your financial future. Life insurance is a risk management…

Term Life vs Whole Life: Which is Right for You? Learn the Key Differences in One Article!

The difference between term life and whole life is that term life is cheaper and only provides coverage for a certain period of time, while whole life is much more…

Did you follow the trend and buy life insurance? Have you noticed these three common misunderstandings?

If you have ever bought a financial product, you know that it is difficult to tell the difference between real and fake. That is why you must do a good…

A guide to buying individual health insurance in the United States in 2025: plans and costs, government subsidies, insurance companies and purchasing channels

Key points of health insurance in 2025 California has mandatory health insurance requirements: Originally, Obamacare would punish people who did not have health insurance, but in 2019, the Trump administration abolished…

2025 Application for Medicaid in the United States California Medicaid, Medicare: Comparison of eligibility criteria and benefits

Basic Introduction: Medicare vs. Medicaid Compare ProjectsMedicareMedicaid (California Medicaid is called Medi-Cal)Supervisory unitFederal GovernmentState GovernmentApplicantSSA Social Security AdministrationState health and social welfare departmentsObjectElderly persons aged 65 and above, persons with…

Taking stock of five classic insurance fraud cases that are mind-blowing: the insurance fraud methods are jaw-dropping!

Insurance fraud costs American consumers more than $300 billion a year. Most of this is done through sporadic, occasional scams, but even small amounts of fraud can add up to…

Want to take advantage of current interest rates to apply for refinancing? Before filling out the form, be sure to avoid these two common mistakes!

With mortgage rates dropping significantly recently and now well below their 2023 peak, now is indeed a good time for many people who bought a home in the past few…

How to choose beneficiaries when planning an estate? How many beneficiaries can be designated? What are the precautions?

Selecting beneficiaries is a critical step in estate planning. It not only ensures your loved ones are well taken care of, but also helps you plan your personal legacy. The…

How to Refinance in the United States in 2024 Mortgage Knowledge: Lowering interest rates, cost analysis, improving existing loans, and increasing cash positions

The year before last, Xiaomei bought her first luxury house for USD 1 million. She paid a down payment of USD 100,000 and applied for a mortgage loan for the…